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Desperate Urgent Help Needed


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Old 15-05-2008, 08:44 AM   #1
alwayssmilin
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Desperate Urgent Help Needed

Help guys had a small loan £1000 which I have paid of now. Got a letter from them saying my account has attracted and additional £100. When I phoned them this morning they said is was last year £25 added to late payments. I pay on the right day but it takes 5 working days to hit their koffers. In the meantime when I had a problem I made an arrangement and kept to it. Finished the account last week with two payments of £100 each although I only had to pay £75 a month. No allowances for this.

What can I do cannot let them get away with this they are taking the P.......big time and I am not going to give them any more money. I asked for my agreement this morning and a full statement of all payments and they got quite snotty with me. Who can help please advise.
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Old 15-05-2008, 11:50 AM   #2
TheDuck
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hopefully mcamp can offer some advice

I am going to send him an email
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Old 15-05-2008, 02:39 PM   #3
alwayssmilin
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thanks

All they seem to do is want to choke money out of you. Mcamp all help appreciated.
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Old 15-05-2008, 03:40 PM   #4
gwasi
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moneysavingexpert.com - they have a section that explains all about bank charges etc. Sorry thats all i can offer
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Old 15-05-2008, 04:05 PM   #5
mcamp999
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AS the moneysavingextra site is by far the best to help you with this, but it is a long process as the matter is currently going through a legislative process.

Basically, the charges have been deemed to be unfair, but the Office Of fair trading is awaiting a possible appeal from the banks.

Will try help you, if you want you can PM me with specifics and I will see what you can do.
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